Brandapp built the Insurebook website as
commercial application to provides user with various option and ideas
to expand their business with divergent way of connection in the
market.
This is a legal agreement (“Agreement”) between You and Insurebook (“Company”), for
use of the Insurebook (“Services”) which You selected or initiated.
“You” refers to the individual who registered and/or provided in the Insurebook website his or her information for the Services or, if the
Services are being purchased on behalf of an entity by an individual
authorized to purchase the Services on behalf of such entity, then “You”
refers to such entity.
If you are entering into this TOS agreement on behalf of a company or
other legal entity, you represent that you have the authority to bind
such entity to these TOS. In that case, the terms “you” or “your” shall
also refer to such entity, its staff and its affiliates, as applicable.
If you do not have such authority, or if you do not agree with this TOS,
you may not use the Service. You acknowledge that this TOS is a
contract between you and Insurebook, even though it is electronic and is not physically signed
by you and Insurebook, and it
governs your use of the Service.
Violation of any of the terms of service may result in the termination of your account.
Any software associated with the Services is protected by copyright
laws and international copyright treaties, as well as other intellectual
property laws and treaties.
“Data” refers to all information entered by You on the Company Servers in relation to Services.
The Company may at its sole discretion modify the features of the
Services from time to time without prior notice. The Company will
provide the Services in accordance with this Agreement.
The Company will not share, disclose, sell, lease, modify, delete
or distribute any Data provided by You in any manner. The Company will
also not view the Data provided by You except when given permission by
You in writing or email for the purpose of support. The entire sensitive
data clause herein shall survive termination of this agreement
indefinitely.
You are not obligated to purchase any of the Services. If You
elect to purchase Service packages or additional Services, you may elect
to choose payment method like credit/debit/Net Banking or other payment
mechanism selected by You. If there are any annual, monthly or similar
periodic fees for Your subscription, these fees will be billed
automatically to your billing during the registration process for the
Services, or subsequently designated to the Company at the start of the
subscription period and at the start of each renewal period, unless You
terminate Your subscription before the relevant period begins. The
Company may change prices at any time without prior notice. You agree
that in the event The Company is unable to collect the fees owed to the
Company for the Services through Your Account, the Company may take any
other steps it deems necessary to collect such fees from You and that
You will be responsible for all costs and expenses incurred by the
Company in connection with such collection activity, including
collection fees and legal costs. All payments authorized by you into
Your Account are final. There is no refunding of Your Account regardless
of whether you use the Services or not.
If you upgrade your service level from one package to a higher
priced package, the Company will charge you thus: 1) if you pay
monthly/annually, your first payment will be the difference between the
higher priced package and your current package price, whereby monies
received by Company for your current package price is pro-rated based on
the actual number of days until your scheduled monthly/annually payment
date. Your regularly scheduled monthly/annually payment date will
remain the same as your initial purchase date, with subsequent
monthly/annually charges at the higher package price.
If you purchase or upgrade additional services that are charged on a
monthly/annually basis, your first payment for those additional services
will be the price of the additional services pro-rated based on the
actual number of days until your next monthly/annually payment date.
Your scheduled monthly/annually payment date will remain the same as
your initial purchase date, with the full price of the additional
services reflected in subsequent monthly/annually charges. If you
purchase additional services that are charged on an annual basis, your
first payment for those additional services will be the full price of
the additional service. The renewal date for such annual additional
services will be the date of upgrade the subsequent year.
There are limited package downgrade options available and no refunds.
Subscribers that wish to move from a higher priced package to a lower
priced package must let the current service level expire then repurchase
at the desired service level.
Subscribers that wish to remove additional services from their account
must let the current additional services expire first then repurchase
any desired additional services. No refunds are available.
The features made available through the Insurebook Web Application
are intended for the normal use of the software. Abuse of features may
result in a ban or removal of service.
Other than using the Services as permitted under the terms and
conditions of this Agreement or other written agreements between You and
the Company, You may not resell, distribute, make any commercial use
of, or use on a time-share or service bureau basis.
The Company and/or its suppliers, as applicable, retain ownership
of all proprietary rights in the Services and in all trade names,
trademarks and service marks associated or displayed with the Services.
You will not remove, deface or obscure any of the Company’s or its
suppliers’ copyright or trademark notices and/or legends or other
proprietary notices on, incorporated therein, or associated with the
Services. You may not reverse engineer, reverse compile or otherwise
reduce to human readable form any software associated with the Services.
Neither any opinion, advice or statement of us or our affiliates,
licensors, suppliers, agents or visitors, whether made on our website
or otherwise nor the results of any operation of the Service by you
constitute representations or warranties of us or give rise to any
rights of reliance or otherwise for the benefit of you or any third
party. You are responsible for implementing sufficient procedures and
checkpoints to satisfy your particular requirements for accuracy of data
input and output, and for maintaining a means external to this website
for the reconstruction of any lost data. We do not assume any
responsibility or risk for your use of our Service and the Internet. ANY
AND ALL SERVICES PROVIDED BY US TO YOU ARE PROVIDED “AS IS”, WITHOUT
WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER
EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY
QUALITY AND NONINFRINGEMENT AND ALL WARRANTIES THAT MAY ARISE FROM
COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. Applicable
law may not allow the exclusion of implied warranties, so the above
exclusions may not apply to you. WE AND OUR AFFILIATES, LICENSORS,
SUPPLIERS, AND AGENTS DO NOT WARRANT THAT YOUR USE OF OUR WEBSITE OR
MATERIALS WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT DEFECTS WILL
BE CORRECTED OR THAT OUR WEBSITE, THE SERVER(S) ON WHICH OUR WEBSITE IS
HOSTED OR OUR MATERIALS ARE FREE OF VIRUSES OR OTHER HARMFUL
COMPONENTS. Without limiting the generality of the foregoing, we hereby
disclaim any and all liability for any damage to or other impact on your
equipment, hardware, software, data or other information or materials,
whether or not caused by or related to (either directly or indirectly)
your use of the Service, including but not limited to claims relating to
faulty, malfunctioning or inoperable Service.
IN NO EVENT WILL WE NOR ANY OF OUR AFFILIATES, LICENSORS SUPPLIERS
OR AGENTS, NOR OUR OR THEIR DIRECTORS, OFFICERS, EMPLOYEES,
CONSULTANTS, AGENTS OR OTHER REPRESENTATIVES (“INDEMNIFIED PARTIES”), BE
LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE
DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, BUSINESS, SAVINGS,
DATA, USE OR COST OF SUBSTITUTE PROCUREMENT, INCURRED BY YOU OR ANY
THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING
NEGLIGENCE) OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES OR IF SUCH DAMAGES ARE FORESEEABLE. YOUR
SOLE REMEDY FOR DISSATISFACTION WITH OUR WEBSITE, MATERIALS OR ANY
LINKED SITE IS TO STOP USING THEM. THE SOLE AND EXCLUSIVE MAXIMUM
LIABILITY OF ALL INDEMNIFIED PARTIES COLLECTIVELY FOR ALL DAMAGES,
LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING
NEGLIGENCE) OR OTHERWISE, SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY,
TO ACCESS OR use OUR WEBSITE OR OUR MATERIALS. YOUR USE OF OUR WEBSITE
AND ANY MATERIALS PROVIDED THROUGH OUR WEBSITE IS ENTIRELY AT YOUR OWN
RISK. You acknowledge that the limitations of liability in these Terms
and the allocation of risk herein are an essential element of the
bargain between you and us, without which we would not have provided the
Service. Our pricing reflects this allocation of risk and the
limitation of liability specified herein.
Errors. A possibility exists that our website or materials could include
inaccuracies or errors or information or materials that violate these
Terms. Additionally, a possibility exists that unauthorized alterations
could be made by third parties to our website or materials. Although we
attempt to ensure the integrity of our website, we make no guarantees as
to its completeness or correctness. If a situation arises in which our
website’s completeness or correctness is in question, please contact us
via our contact information provided on our “Contact” page of the
website with, if possible, a description of the material to be checked
and the location (URL) where such material can be found on our website.
If you have any questions regarding this Agreement or if you wish to
discuss the terms of service contained herein please contact Insurebook using the contact details at
our contact page.